On June 5, it was learned from the Yichang Free Trade Zone Management Committee that the office of the Joint Ministerial meeting of the Free Trade Pilot Zone in the State Council issued a special paper titling "Online Financial Service Platform Promoting the Internet+Finance Reform in Hubei Free Trade Pilot Zone", which popularized the establishment of an online financial service platform in Yichang Free Trade Zone to break down the information barriers between banks, government and enterprises as well as to resolve financing difficulties for small and medium-sized and micro-private enterprises. This was the second time to promote the experience of Yichang area since the establishment of Yichang Free Trade Zone, following the promotion of electronic business license on mobile phones.

　　It is reported that based on the smart city construction, the online financial service platform has gathered more than 6 billion pieces of data from 32 units of the city, including market regulatory administration, human resource and social security bureau, civil affairs bureau, etc. On the premise of controllable risks, local finance, big data, credit management and other institutions, together with relevant departments, have provided 51 kinds of data interfaces covering 17 departments for the online financial service platform so as to maximize the "portrait" of enterprise credit status. The enterprises and banks registered on the platform publish loan demand and credit products online, and then after collecting and analyzing the relevant data the platform will send matched information to the enterprises and banks for their decision-making. After receiving the enterprise capital demand information pushed by the platform, banks will view the enterprise credit files online, and then determine the credit line and interest rate according to the enterprise credit rating or even create credit products for excellent credit enterprises. After the loan is issued, once the borrower fails to repay the loan, relevant promise-breaking information will be taken in their credit record and collected into relevant government departments. Consequently, the enterprise will be strictly restricted in financing, bidding, and administrative licensing and so on. In this way, "a breach of trust, restriction everywhere" can be truly realized.

　　At present, 18 banks have entered the online financial service platform, with 9,192 credit applicants and 39.91 million yuan of credit amount in total. Banks provide preferential loan interest rates for enterprises with high credit rating. Loan applications, examinations and issuing can all be dealt with online through the platform, which fully realizes "no mortgage, no footwork", reducing the labor and time costs. (Reporter Pi Yajie, correspondent Zhang Haifeng)

　　Recently, the General Office of the Provincial Government issued an announcement on “the Evaluation of the Service Industry Development in 2018". Yichang City, Xiling District and Dianjun District won the outstanding contribution award and Wujiagang District and Zigui County won the contribution award for the service industry development in the whole province.

　　Since 2018, revolving around the improvement of the service industry quality and efficiency, our city has promoted its transformation and development to maintain the stable growth of the economy and promote the optimization of the industrial structure. By strengthening the policy support, increasing the investment and enhancing the quality of the "double thousand" service, the service industry has displayed a strong momentum of steady and rapid development. In 2018, the added value of the service industry was 154.55 billion yuan, a year-on-year increase of 8.7%. In the first quarter of 2019, the added value reached 37.34 billion yuan, a year-on-year increase of 9.1%, which is one percent higher than the average growth rate in the whole province. The number of large-scale service enterprises in the city totaled 659, second only to Wuhan. (Reporter Yang Xinyu)