On March 19, the reporter learned from the ICBC (Industrial and Commercial Bank of China) Three Gorges Branch that, it will greatly increase the investment in the field of people’s livelihood in 2014 to achieve the overall objective of the increment of major business indicators ranking first or at least second in the same industry and the system.

　　It was learned that, in recent years, with the accelerated pace of the constructions in Yichang, the overall banking industry is confident in the development of Yichang. The loans in the people’s livelihood field of ICBC Three Gorges Branch increase significantly every year. In 2013, the loans increased 0.91 billion RMB compared with a year earlier and reached 2.21 billion RMB; and the balance of individual loan and the additional system all ranked second among all the banks in Yichang.

　　Required by the ICBC Hubei Branch, ICBC Three Gorges Branch will realize three commitments this year. The first is that the proportion of the loans increment in 2014 should be higher than the proportion of the economic aggregate of Yichang in 2013 in Hubei Province; the second is that the current loan growth should be higher than the average loan growth of ICBC Hubei Branch; the third is that the proportion of the loan growth should be higher than the proportion of the existing loan. As requested, on the ICBC Three Gorges Branch’s balances sheet, the loans this year will increase 3.5 billion RMB, an increase of 17.5 percent over the previous year; while the growth of the small and micro enterprise loans will be not less than the total amount of loans growth, the increments will be not less than the year-ago level, and the launch of the overall credit will increase compared with a year earlier.

　　In addition to increasing investment in the field of people’s livelihood, the loans of ICBC Three Gorges Branch will be focused on urban construction, emerging industries, pillar industries, leading enterprises, key projects and the construction of the new countryside and urbanization. Small and micro enterprises with good prospects for development, such as technological growth type, cooperation type, resource intensive processing type, environmental protecting type and so on, will also be the key supporting targets. In 2014, the number of the enterprises loaned by ICBC Three Gorges Branch will not be less than 30. In order to reduce financing costs of the enterprises, the ICBC Three Gorges Branch will also support enterprises to use short-term financing bonds, medium term notes, collective notes of small and micro enterprises and other debt financing instruments to raise capitals for development in many ways.  (Correspondent Wu Bin, Reporter Zhang Liang)