"In May this year, the mortgage business began to be carried out, and the citizens don't need to come here to deal withthe mortgage registration of the stock houses. " Fei Siming, the head of the Auditing Department said in the lobby of the first floor of the Yichang Real Estate Registration Exchange Center on September 20th. He also added that in thepast, peoplehad to sign a loan mortgage contract with the bank before handling the stock mortgage business. After examination and approval, they willgoto the window.Faith Ming said that, in the past, people need to sign loan mortgage contracts with banks before they can handle the stock mortgage business.

　　The issue of “many departments running for stock houses mortgage" was included in the "Responsibility List for Yichang to Solve Problems for the People". As the leading responsible unit, Yichang Public Resource Trading Center was required to implement it before December this year. In March, Yichang Public Resource Trading Center officially launched the development and construction of an integrated system for real estate transaction registration. For the Responsible List, the Yichang Public Resource Trading Center cleared and simplified the application materials, with an average reduction of 30%. The center also optimized the handling mechanism, realized merger procedures of the transaction, the nuclear tax and the registration and the merger of advance notice and the pre-mortgage registration.

　　In May, the real estate mortgage registration service area was extended to the bank branch in which the bank front desk accepted business while the real estate registration authority audited backstage. This kind of approval realized the quick pass of the mortgage registration of the stock house. There had been more than 1,600 business processed before September 19th. At present, Yichang real estate registration comprehensive window handles the relevant business. The maximum time limit is 2 days, which is more than 60% shorter than the fastest 5 days required by the province.

　　On September 17th, the integration system of Yichang real estate transaction registration was put into operation. The new system combined the original two teams, two systems, two sets of processes, and two databases into one, which greatly facilitated the work of the masses. After the new system comes online, the registration of the newly opened commercial housing can be handled directly in the sales department. All pre-mortgage business of the real estate for sale can be handled directly at the bank without going to the real estate transaction and registration office, achieving "Quick Pass". (Reporter: He Guanying; Correspondent: Wang Quanxian)