On November 7, the launch of Yichang Online Financial Service Hall Version 2.0 and the unveiling ceremony of Hubei Three Gorges Financial Technology Co., Ltd. were held in the city, marking the start of the corporatization of the service hall which got online in February this year. Zhou Ji, secretary of the Municipal Party Committee, attended the launching ceremony and unveiled the corporation.

　　Duan Yindi, party secretary and director of Hubei Local Financial Supervision Bureau, and Zhang Jiasheng, deputy secretary of the Municipal Party Committee and mayor, delivered speeches at the ceremony, which was presided over by Zhang Fengqi, deputy mayor of Yichang.

　　Last year, the city started the construction of “Yichang Online Financial Service Hall”, which mainly uses government affair data to “paint” the image of enterprises, unblocks bank-enterprise financing channels, and forces banks to provide various comprehensive financial services, mainly credit loans, through mobile Internet to private, micro, small, and medium-sized enterprises and farmers as the main body of “Three Rural Issues”. The first version of the “hall” was put into online operation in February this year. Up to November 7, it totally had received loan applications from 44,000 people (or users). Among them, 4,450 people (or users) were approved credit of 2.357 billion yuan, and 2,994 people lent 2.189 billion yuan. At present, the “service hall” has been shortlisted in the “Top 10” of the national credit APP and a typical case of the national Top 100 Credit.

　　Compared with Version 1.0, Version 2.0 has been upgraded in three aspects. On the interface, the home page of the mobile portal has been revised, the financial product display area has been labeled, and the financial supermarket has realized intelligent sorting. Functionally, it has launched innovative “enterprise loan-link’’ products that can connect various enterprises and banks. Relying on AI and big data technology, it provides convenient financing matching services such as enterprise credit report authorization inquiry, one button release of financing needs, accurate matching of financing services, and tracking of financing business progress for banks, and micro, small and medium-sized enterprises. In terms of products, it has systematically optimized and upgraded the customized products launched by the bank, including process optimization, model optimization, customer group expansion, etc., to improve customer experience of online product application processing. In particular, the newly launched “profit-sharing loan” product by Wuhan Agricultural Commercial Bank has such functions as online only, full-process and skip-free processing.

　　It’s learned that the project of the service hall is in the charge of the municipal Local Financial Work Bureau, and the actual operation will be conducted by Hubei Three Gorges Financial Technology Co., Ltd., which was officially unveiled on that day. At the unveiling ceremony, the company signed technical cooperation agreement with Anhui Kexun Golden Service Technology Co., Ltd., and bank cooperation agreements with 10 banks including Wuhan Agricultural and Commercial Bank. Bank representatives such as ABC’s Three Gorges Branch signed loan agreements respectively with “enterprise-loan link’’ lending enterprises.

　　Those attending the ceremony also included relevant provincial departments and relevant leaders in charge of various financial units, member units of the leading group for the construction of the service hall, some units in charge of the “double thousand” service activities of the city, relevant municipal departments and the chief leading comrades from the counties, cities and district financial offices. (Reporter: Lei Pengcheng)