March 30, reporters learned that The Implementation Opinions of The People's Government of Yichang on Further Completingthe Steady Employment Work in Response to COVID-19 Outbreakreleased, personal loans extended range expandedagain, small and micro enterprise application thresholdlowered, reimbursement deadline can beextended, priority supportgiven to individuals or small and micro enterprises affected by the epidemic, temporarily losing their source of income,strengtheningentrepreneur confidence through policy support.
The individual industrial and commercial households that start their own business can apply for the loan guarantee that does not exceed 200,000 yuan at most, the company that manage or establish small and micro business with partners can carry out "bundle type" loan according to the quota that does not exceed 200,000 yuan per person, total amount does not exceed 1,000,000 yuan. In the loan period, they can enjoythe full financial discount. The maximum term of the loan is three years.
We will reduce the application requirements for guaranteed loans for small and micro businesses, so that the proportion of qualified new employees employed by small and micro businesses in the current year accounts for 20% (10% of the total number of employees over 100). For small and micro enterprises that recruit new personnel within 12 months to meet the prescribed conditions, can apply for a start-up guarantee loan of up to 5 million yuan. Carry out discount at 50% of loan base rate. The maximum term of the loan is 2 years. For borrowers suffering from COVID-19 who have issued guaranteed loans for personal entrepreneurship, they can apply for extension of the loan for no more than 1 year, and continue to enjoydiscount support.
For individuals whose guaranteed loans for entrepreneurship have expired during the epidemic period, the repayment period of no more than 6 months may be extended, and discount interest shall continue to be offered. The electronic approval of start-up guarantee loan applicationimplemented, the current Yichang entrepreneurs canapply for start-up guarantee loanby usinhg mobile phone login Citizens E-home APP into the online financial service hall, select policy loan (start-up guarantee loan) submitted. (Reporter:zhai Xuelian; Correspondent:Yun Xiaoyu)